Planning

Atlantic Capital Investments, LLC (ACI) President and founder, Kent Thune, is a Certified Financial Planner™ and Qualified Plan Financial Consultant, which makes for a strong combination of financial and business skills with concentrated expertise in investments and retirement.

ACI provides comprehensive financial planning, including retirement planning, goal planning, insurance analysis, asset allocation, net worth and cash flow management, tax considerations, and basic estate planning:

  • Retirement Planning: ACI specializes in retirement planning and broadens its true purpose and meaning – making money a tool for your life plan – not making your life a tool for a money plan. Retirement planning today is evolving to mean finding and funding the life you really want, when you want, and not necessarily just in the last years of your life. In other words, Retirement Planning can be called “life planning,” which will lead an individual to their own unique definition of retirement – not that of social conventions. This type of planning will likely be the greatest financial priority for you because it often involves the highest degree of passion, vision and proper alignment of your life's priorities and pursuits.
  • Goal Planning: ACI advocates breaking up the overall portfolio into individual pieces when there are goals beyond retirement planning (emergency fund, education for children, a new house, expensive vacation, etc.) and setting each portfolio's asset allocation so it is appropriate to the time horizon of the goal.
  • Insurance Analysis: Without proper insurance coverage, clients may potentially place all of their other financial goals in danger. ACI does not sell insurance so clients receive a completely unbiased assessment of insurance needs and referral to insurance professionals as appropriate and necessary.
  • Asset Allocation: The proper investment mix is paramount to the success of reaching the portfolio's objective and has a greater impact on long-term returns than any other factor – including investment selection! Just as importantly, asset allocation must be suitable for the investor's risk tolerance and obtained through a sound process.
  • Net Worth and Cash Flow Management: Overall, the financial goal should be to increase net worth over time. Knowing the difference between income and cash flow and the difference between “good debt” and “bad debt” can dramatically increase the likelihood of financial success and your life goals.
  • Tax Considerations: Knowledge of tax laws, tax law changes, and proper location of assets, investment selection, “tax loss selling,” and strategies of reducing taxable income are some of the least understood and most overlooked aspects of financial planning.
  • Basic Estate Planning: This area of financial planning provides crucial steps and strategies that you and your family can take now to ensure financial goals are met both before after you die.